Required minimum IRA distributions

To calculate the year's minimum distribution amount, take the age of the retiree and find the corresponding distribution period. Then divide the value of the IRA by the distribution period to find the required minimum distribution.

Age of retiree

Distribution period (in years)

 

Age of retiree

Distribution period (in years)

 

Age of retiree

Distribution period (in years)

70

27.4

86

14.1

102

5.5

71

26.5

87

13.4

103

5.2

72

25.6

88

12.7

104

4.9

73

24.7

89

12.0

105

4.5

74

23.8

90

11.4

106

4.2

75

22.9

91

10.8

107

3.9

76

22.0

92

10.2

108

3.7

77

21.2

93

9.6

109

3.4

78

20.3

94

9.1

110

3.1

79

19.5

95

8.6

111

2.9

80

18.7

96

8.1

112

2.6

81

17.9

97

7.6

113

2.4

82

17.1

98

7.1

114

2.1

83

16.3

99

6.7

115 or older

1.9

84

15.5

100

6.3

 

 

85

14.8

101

5.9