Required minimum IRA distributions |
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To calculate the year's minimum distribution amount, take the
age of the retiree and find the corresponding distribution period. Then
divide the value of the IRA by the distribution period to find the required
minimum distribution. |
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Age of retiree |
Distribution period (in years) |
|
Age of retiree |
Distribution period (in years) |
|
Age of retiree |
Distribution period (in years) |
70 |
27.4 |
86 |
14.1 |
102 |
5.5 |
||
71 |
26.5 |
87 |
13.4 |
103 |
5.2 |
||
72 |
25.6 |
88 |
12.7 |
104 |
4.9 |
||
73 |
24.7 |
89 |
12.0 |
105 |
4.5 |
||
74 |
23.8 |
90 |
11.4 |
106 |
4.2 |
||
75 |
22.9 |
91 |
10.8 |
107 |
3.9 |
||
76 |
22.0 |
92 |
10.2 |
108 |
3.7 |
||
77 |
21.2 |
93 |
9.6 |
109 |
3.4 |
||
78 |
20.3 |
94 |
9.1 |
110 |
3.1 |
||
79 |
19.5 |
95 |
8.6 |
111 |
2.9 |
||
80 |
18.7 |
96 |
8.1 |
112 |
2.6 |
||
81 |
17.9 |
97 |
7.6 |
113 |
2.4 |
||
82 |
17.1 |
98 |
7.1 |
114 |
2.1 |
||
83 |
16.3 |
99 |
6.7 |
115 or older |
1.9 |
||
84 |
15.5 |
100 |
6.3 |
|
|
||
85 |
14.8 |
101 |
5.9 |
|
|