Everything outlined on these pages expresses the Vesta philosophy and process.  Whether you use our firm to carry out the various functions or choose to do them yourself, perhaps with an occasional assist from your personal financial manager or other professional advisors --  the steps will be the same.  The only difference will be in the degree of professional help that you employ.

Getting Started		Investment Management		Daily Money Management
The Big Picture - Taking Stock		Overview of the Investing Process		Receive and deposit income
Organize documents and records		Target investment income		Review and pay bills
Estimate recurring income		Determine your planning horizon		Pay assistants
Estimate expenses		Investor Questionnaire (Risk Tolerance)		Protect against identity theft  & fraud
Develop a spending plan (budget)		Develop a Written Investment Policy		Maintain files and records
		Tactical considerations
Complicating Issues		Misc. Financial Tools		Periodic Tasks
Under Construction...		Annuities		Report finances to client & others
Unpredictable health		Reverse mortgages		Ensure payroll compliance
Risk of needing long-term care		Insurance		Prepare income tax returns
Losing ability to manage own affairs		Section 529 Tuition Plans		Monitor credit reports
Lack of trust among family members		1040 Tax Calculator		Rebalance investment portfolio
Other Tools That Can Help		Special Tasks		Review spending plan
Power of Attorney		Settle an Estate		Useful Articles & Links
Trusts		Trusteeship